Loan Officer

We are looking for a loan officer to evaluate, authorize approval or deny consumer loan applications for our members. You will act as liaison between members and our financial institution and you will help qualified applicants acquire loans in a timely manner.


  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with members either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Ability to effectively communicate with other credit union professionals, including directors, auditors and examiners
  • Maintain and update account records
  • Assess member needs, explore all options and introduce different types of loans
  • Responsible for assisting in overall loan growth for the credit union
  • Go the “extra mile” to build trust relationships, member loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Monitor and analyze economic conditions affecting the loan department and recommend appropriate action



  • Proven working experience producing, processing and closing all consumer loans including auto, unsecured, and home equity loans
  • Familiarity with computers and banking applications/software
  • Solid understanding of consumer lending products and practices
  • Excellent communication and interpersonal skills
  • Ability to uncover and recommend additional lending and/or new account opportunities when working with members
  • Provide superior member service
  • Registered NMLS number preferred
  • BS degree in finance, economics or a related field highly preferred

Job Type: Full-time