Loan Rates

LOAN RATES

NEW AUTO LOANS (2020 – 2019) Rates Low As Payment Per $1,000
24 Months 2.45% APR $42.74
36 Months 2.70% APR $28.95
48 Months 2.95% APR $22.11
60 Months 3.20% APR $18.06
72 Months ($17,500+) 3.70% APR $15.51
84 Months ($25,000+) 3.95% APR $13.65
USED AUTO LOANS (2019 – 2018) Rates Low As Payment Per $1,000
60 Months 3.75% APR $18.30
72 Months ($17,500+) 4.25% APR $15.76
84 Months ($25,000+) 4.50% APR $13.90
USED AUTO LOANS (2017) Rates Low As Payment Per $1,000
60 Months 3.75% APR $18.30
72 Months ($17,500+) 4.25% APR $15.76
USED AUTO LOANS (2016) Rates Low As Payment Per $1,000
60 Months 3.75% APR $18.30
USED AUTO LOANS (2015 – 2010) Rates Low As Payment Per $1,000
48 Months 4.25% APR $22.69
USED AUTO LOANS (2009 and Older) Rates Low As Payment Per $1,000
48 Months 5.25% APR $23.14
MOTORCYCLES Term Rates Low as
New & Used Up to 72 mo. Add 1% to the new/used auto loan rates above
BOAT LOANS Term Rates Low as
New & Used Up to 72 mo. Add 1% to the new/used auto loan rates above
RECREATIONAL VEHICLE LOANS Term Rates Low as
New & Used Up to 72 mo. Add 1% to the new/used auto loan rates above
CLASSIC/ANTIQUE AUTO LOANS Rates Low as Payment Per $1,000
60 Months 6.40% APR $19.53
CLOSED-END UNSECURED Rates Low as Payment Per $1,000
36 Months 10.00% APR $21.25
HOME EQUITY LOANS Rates Low As Payment Per $1,000
Home Equity · Fixed Rate · 80%LTV
60 Months 4.75% APR $18.88
120 Months 5.25% APR $10.86
180 Months 5.75% APR $8.45
Home Equity · Fixed Rate · 90% LTV · add .50% to the home equity rates above
Home Equity · Fixed Rate · 100% LTV · add 1% to the home equity rates above
*APY is the Annual Percentage Yield. Lowest APR is determined by members
Credit Score and by current special offers.
All rates are subject to change.
Please call NSECU for current rates or questions.

VARIABLE RATE LOAN PRODUCTS

UNSECURED LOANS Current Variable Rate
Revolving Credit 13.90% APR
Overdraft Protection 13.90% APR
SHARE SECURED LOANS Current Variable Rate
Up to 60 Months (4% floor) Rate + 3%
VISA CREDIT CARD Current Variable Rate
9.50% APR
HOME EQUITY LINE OF CREDIT Current Variable Rate
80% LTV (Prime Rate) 4.75% APR
90% LTV (Prime Rate +1%) 5.75% APR
100% LTV (Prime Rate +2%) 6.75% APR
*APY is the Annual Percentage Yield. Lowest APR is determined by members
Credit Score and by current special offers.
All rates are subject to change.
Please call NSECU for current rates or questions.

Get In Touch

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Contact Info

Main Office

330 S. 16

Lincoln, NE 68508

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Open Branch Hours

M-F: 8am - 5pm

Get in Touch

402-471-2561

800-227-5965

Fax: 402-471-2869

Email: info@nsecu.org